Graham Stephan
Born 1990 · Age 35
American real estate investor, YouTuber, and financial commentator known for content on real estate investing, frugal living, and personal finance.
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Life & Career Timeline
Born in Los Angeles, California
Graham Stephan was born in Los Angeles, California.
Obtained real estate license
By age 18 Stephan had already obtained his real estate license, beginning his real estate career.
High school graduation (estimated) — Culver City High
Attended Culver City High School (source lists as alma mater). Graduation year estimated based on birth year.
Started college (estimated) — California State University, Northridge
Attended California State University, Northridge (CSUN). Exact attendance years not specified; start year estimated.
Reached $1,000,000 net worth by age 26
According to reports (CNBC cited), Stephan had achieved a net worth of $1 million by age 26 through real estate investing.
Broke $1,000,000 in annual income
Stephan passed the $1M annual income threshold in 2019 (first time earning $1M+ in a year).
Profiled by CNBC while still working part-time in real estate
CNBC profiled Stephan: he was filming videos in his 700-sq-ft LA duplex and splitting time between real estate and YouTube (approx. 20% real estate / 80% YouTube).
Closed on Las Vegas home (purchase)
Closed on a house in Las Vegas (purchased summer 2020) where he later moved; purchase price reported at $1.4M.
2020 annual income
Reported total income for 2020 was $5.1 million (CNBC reporting).
Rented out old Los Angeles apartment, retained four LA properties
After moving, Stephan kept four Los Angeles properties, continued paying mortgages and collecting rent; he rented his old duplex instead of selling.
Left job at Oppenheim Group and gave up California real estate license
Moving out of California and pivoting to YouTube full-time caused Stephan to leave his role at the Oppenheim Group and give up his California license.
YouTube subscriber milestone — ~1.5M subscribers
Around the time he pivoted full-time to YouTube (mid-2020) his main channel had roughly 1.5 million subscribers.
Pivot to full-time YouTuber during the pandemic
During the COVID-19 pandemic and after NAR guidance limited open houses, Stephan transitioned from real estate agent to full-time YouTuber (mid-2020).
Moved into Las Vegas home
Stephan moved into the new Las Vegas house in December 2020; home includes office, podcast studio, and room for staff.
Major home-related purchases
Reported spending after move: ~$100,000 on furniture and artwork; $45,000 on a 310-gallon aquarium system and marine life; purchased a used piano (market cited $80k piano bought used for $16k).
Primary income streams enumerated
Stephan's income sources include YouTube ad revenue, sponsorships, affiliate marketing, course sales (Teachable), and merchandise.
On pace for $6M in 2021 after expenses
CNBC reported Stephan was on pace to earn about $6 million in 2021 after expenses; roughly $3M expected from YouTube ad revenue with remainder from sponsorships, affiliates and courses.
Reported net worth around $15.5M (CNBC)
CNBC reported Stephan's net worth at approximately $15.5 million in 2021.
Expanded content brand: five YouTube channels and a podcast
By 2021 Stephan's brand encompassed five YouTube channels and a weekly podcast.
Increased production: nine pieces of content per week
Stephan and his team produced roughly nine new pieces of content each week by 2021.
Hired staff — live-in editor and another editor
As workload increased Stephan hired two employees, including a live-in editor who moved into his home.
Savings rate estimate
Stephan estimated saving about $400,000 per month on average in 2021, allocating ~60% to investments and the rest to high-interest savings.
Content strategy pivot toward news analysis and market explainer videos
In 2021 Stephan shifted some content away from personal investment anecdotes toward news analysis and explaining financial topics, broadening audience reach.
Reported 2021 ad revenue and mid-year ad earnings
As of early July 2021, Stephan had earned $1.42M in ad revenue from his various channels for 2021 so far.
Monthly personal expense breakdown (July 2021)
Reported monthly costs: mortgage/property taxes/HOA $6,448; food $820; car $632; utilities $570; discretionary $446; insurance $437; phone $50; subscriptions $20.
Subscriber counts reported in 2025 coverage
Different sources in 2025 cite his main channel/subscriber totals in the 3.5M–4.22M range (reporting varies by date/source).
Mentioned cameo appearances in Netflix show about Los Angeles real estate
As reported in 2025 interviews, Stephan had cameo roles in a Netflix show centered on Los Angeles real estate (coverage mentions his cameos when discussing his profile).
Explains how YouTube accelerated his real estate career (Benzinga interview)
In a June 18, 2025 interview Stephan said YouTube 'allowed me to scale' his real estate business, serving as 24/7 marketing and eventually producing more revenue than his agent work.
Media net worth estimates (2025 range)
Various 2025 reports estimate Stephan's net worth in the mid-to-high tens of millions: common published estimates range from ~$24M to ~$27M.
Key Achievement Ages
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